Welcome to the new era of rural health, where care and community come together.
Developed by the innovators at SAG Enterprises, Our Mutual Health introduces a transformative, prevention-first health plan that helps rural communities thrive. This modern plan replaces the complexity of traditional insurance with a simple, community-centered approach that supports better care, costs, and outcomes.
- Health and quality of life come first
- Care stays close to home
- Dollars retained make local hospitals and economies stronger
Join us in bringing this new blueprint for rural vitality to life – because rural communities deserve a healthcare model built for them, not around them.
Our Mutual Health eliminates several administrative steps, reducing the total cost of care and unlocking millions in annual savings for rural health.
Their Way: Traditional health insurance is burdened with administrative requirements that complicate access to care.
Fee-for-service Step 1
- Patient Scheduling
- Registration and verification
- Pre-authorizations and pre-certifications
- Collect copy/deductible
Fee-for-service Step 2
- Provide medical care
- Clinical documentation
- Translate documentation into chargers
- Convert chargers to medical coding
- Follow up with departments for code support
- Review utilization and medical necessity
Fee-for-service Step 3
- Scrub claims and correct errors
- Submit claims
- Review denials
- Appeal denials or adjust and resubmit
- Receive payment from insurer
- Patient billing
- Post patient’s bill
Our Way: Our Mutual Health streamlines access to provider-led healthcare for patients.
Our Mutual Health Step 1
- Member enrollment and collection of premium
- Patient scheduling and registration
Our Mutual Health Step 2
- Provide medical care
- Clinical documentation
- Internal coding per regulation
- Confirm services rendered/utilization management
A Plan That Benefits Everyone
By restoring predictability, eliminating administrative barriers, and aligning every incentive around long-term health, Our Mutual Health delivers many long-overdue benefits:
Supports healthcare
workforce retention
Stabilizes essential
health services
Reduces total costs
of care
Brings transparency to patients and providers
Partnering with the rural health ecosystem to improve community health outcomes.
For Funders & Philanthropic Partners
Financial support of Our Mutual Health means investing in measurable, long-term change. As healthier populations reduce avoidable utilization, more dollars remain in the community — supporting hospitals, strengthening the rural tax base, and freeing local resources for housing, childcare, parks, and other critical needs. This is a rare opportunity to catalyze a sustainable model that advances health equity and reshapes rural care.
For Community Leaders & Local Stakeholders
Our Mutual Health helps stabilize the local hospital, the backbone of rural health and economic vitality. With predictable reimbursement and reduced administrative burden, counties gain economic breathing room while families retain access to essential services close to home. This health plan model complements local efforts by driving momentum toward workforce retention and broader community development.
For Providers & Rural Health Systems
Rural hospitals and clinicians benefit from simplified coverage, no prior authorizations, and clearer, bundled pricing that eliminates unnecessary friction. By offering predictable revenue and a prevention-first structure, Our Mutual Health helps protect and preserve the clinical workforce that rural communities are losing fastest. The result is enhanced patient experiences, greater provider satisfaction, and better long-term retention.
For Policymakers & Rural Advocates
Our Mutual Health delivers economic stability, strengthens local healthcare infrastructure, and offers a scalable path to addressing rural health inequities. This innovative model provides a replicable approach for cost control, sustainability, and improved population health — aligning closely with state and regional priorities for rural development and resilience, with reduced reliance on hospital tax subsidies and philanthropic support.
“Our Mutual Health represents a scalable, trustworthy alternative to the plans that have historically undermined rural care. That’s how we plan to offer a new path toward healthier communities, stronger local economies, and a more equitable future for rural America.”
— Scott Glasrud, President
Let’s Build a Healthier Future Together.
Be part of our growing movement to restore trust, stability, and opportunity in rural healthcare. Together, we can unlock a sustainable future where local communities thrive across America.
Connect With Us
Please complete the form so we can contact you.
"*" indicates required fields